Customer story · Kumbakonam

SKS Auto Loans: Check a Vehicle's Value Before Sanctioning the Loan

SKS Auto Loans in Kumbakonam uses FinApp to value bikes and cars when creating a loan.

Auto loan software

About SKS Auto Loans

SKS Auto Loans is a gold finance business in Kumbakonam, Tamil Nadu. It uses FinApp, the pawn broking software from CK Tech Solutions, for its daily work. See how pawn broking software in Kumbakonam supports local businesses.

The challenge

For a vehicle loan the business must decide how much a bike or car is worth. A wrong guess means over-valuing the vehicle and sanctioning more than it is worth.

What SKS Auto Loans uses in FinApp

Auto loan software

On the loan creation screen, entering the vehicle model and year of release brings up an approximate value suggested by AI. The suggestion appears during asset valuation, so the person creating the loan has a reference.

The result

  • An approximate market value for the bike or car at the moment of valuation.
  • Helps the team avoid over-valuing the vehicle and over-sanctioning the loan.
  • Vehicle details are recorded in the same system as the rest of the loan.

Want the same for your pawn or gold finance business? FinApp can be set up for a new client in under 30 minutes, and configuration options let us fit specific ways of working. See the pricing, or talk to us.

About this story

This story was shared by the team at SKS Auto Loans and is published with their permission. The figures are as reported by the client, not independently audited. Last reviewed on 27 October 2026.

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