Girvi Software for Pawn Shops & Gold Loan
Girvi is the practice of pledging gold or silver jewellery for a loan, which is called pawn broking or adagu kadai in South India. FinApp is girvi software that records each pledge, calculates interest, handles part payments and renewals, releases the jewellery on closure and manages overdue loans and auctions. See FinApp pricing or all FinApp features.
Girvi Software in FinApp
FinApp is girvi software for pawn shops, jewel loan businesses and gold finance companies. It keeps a register of every pledge, calculates interest on your own schemes, takes payments and renewals, and records the closure, release or auction of each loan.
Screens and printed receipts work in Tamil, English, Malayalam, Kannada and Telugu. FinApp is built in Chennai and used by gold finance businesses in Tamil Nadu (see the customer stories).
Girvi Software at a Glance
Last updated 2 November 2026 · CK Tech Solutions, Anna Nagar, Chennai
Short answer: FinApp is cloud-based girvi software that records each jewellery pledge, calculates interest with slabs and penalties, handles part payment, renewal and closure, and manages overdue loans and auctions. Plans start at ₹10,000 with a free 2-month trial.
| What it is | FinApp, cloud-based pawn broking, girvi and gold loan management software by CK Tech Solutions, Chennai |
|---|---|
| Pledge register | Customer, ornament-wise itemisation with gross weight, stone deduction, net weight and purity, a photograph, and a printed pawn ticket |
| Interest | Daily or monthly schemes with duration slabs, overdue penalty, grace days and minimum interest days |
| Payments | Interest only, part payment, full closure and top-up |
| Closure | Closing the loan settles principal and interest and releases the pledged items |
| Overdue loans | Move overdue loans to pending auction, send auction notices and record the sale (see auction management) |
| Languages | Screens and printed receipts in Tamil, English, Malayalam, Kannada and Telugu |
| Price | Startup ₹10,000 + ₹6,000 a year; Professional ₹30,000 + ₹12,000; Elite ₹55,000 + ₹20,000; GST included; Enterprise custom |
| Contact | contact@cktechindia.com · +91 94455 61034 |
A Girvi Loan From Pledge to Closure
Pledge Register
Every pledge is recorded with the customer, each ornament, its weight, purity and photo, and a printed pawn ticket.
Interest and Slabs
Daily or monthly interest on your own scheme, with duration slabs, overdue penalty, grace days and minimum interest days.
Release and Auction
Closing the loan releases the pledged items; overdue loans can be moved to auction with a record of the sale.
Everything a Girvi Business Needs
Girvi Software — FAQs
Manage Your Pawn Business Smarter with FinApp
Book a free live demo and see how FinApp handles this for your business before you decide.